Check out our budget meeting checklist to get some inspiration for these meetings! 3. You aren’t tracking purchases.
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If you’re not, grab a trustworthy friend or family member and ask them to keep you on track. Refresh your budget and keep it up to date by scheduling a monthly budget meeting with your accountability partner. Think about any month-specific spending coming up (like your brother’s birthday or tickets to that music festival) and move money around to make things work.
You need a budget sign in update#
Then you can tweak and update to your heart’s content. Or, if you’re using our free budgeting app, EveryDollar, last month’s budget automatically gets copied over for you. You can copy the current month’s budget to the next and then just tweak it where you need to. That means you can’t use the same budget month after month like an old, comfy T-shirt.ĭon’t freak out: You don’t have to start from scratch each time. One of the best ways to stay on top of your money game is to budget before the month begins-every month. 2. You use the same exact budget each month. You’ll live in confidence with peace of mind, all thanks to that emergency fund. You won’t worry over the next crazy “life happens” moment.
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When you’ve got an emergency fund under your belt, you’ll rest easy at night knowing you can handle it if (and when) an emergency pops up. And Baby Step 3 is stashing away three to six months of expenses into a fully funded emergency fund. Baby Step 2 is crushing all debt (except the house-that comes later). Baby Step 1 is saving $1,000 for what a starter emergency fund.